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Barclaycard Rewards MasterCard for Fair Credit. A good credit card for people with fair credit is the Barclaycard Rewards MasterCard for fair credit. This card will often get approved with no annual fee. Even with an annual fee, the Barclaycard Rewards MasterCard is a much better deal than most other fair credit card offers.
In Summary. APRs are usually high with store cards, as are late fees. You usually don’t need more than fair credit to be approved for a department store card. And, if traditional department stores aren’t quite what you’re looking for, discount stores like Walmart and Target also have instant store cards.